Stop Overpaying for Care You Didn’t Even Get
Up to 80% of hospital bills hide errors—mistakes that can cost you hundreds or even thousands. Upload your bill, and let DearBill’s AI detective expose every sneaky charge. Healthline
Trustworthiness
Integrity
Customer Focus
Innovation
Financial Strength
Security
Why It Matters
Your Bill Is Broken—Here’s Why
Hospitals juggle over 70,000 procedure and diagnosis codes, so errors are almost guaranteed. A National Academy of Medicine report says Americans waste about $210 billion yearly on unneeded or overpriced treatments. Healthline And 22% of ER visits billed to your insurer end up tagged “out-of-network” by mistake. Healthline
“‘It’s $3,000!’ a woman once cried over an ambulance ride she couldn’t afford—Don’t let that be you.” Healthline
How It Works
01
Upload Your Bill
Drop a PDF, JPG or snap a photo—any format works.
02
Watch the AI Dive In
Line-by-line analysis: totals, copays, coinsurance, and hidden fees.
03
Take Charge
Download a plain-English summary, auto-generate your appeal letter, or dispute in one click—no jargon, all action.
Features That Win
AI-Powered Line-Item Audit
Our engine spots duplicates, up-coding, and phantom fees in seconds.
Instant Dispute Letters
One click crafts a lawyer-worthy appeal, citing the exact policy clauses you need.
Benchmark Pricing
See how your charges stack up against regional averages—knowledge is power.
Privacy You Can Trust
HIPAA-grade encryption, auto-delete options, and audit logs to keep you safe.
News and Events
Real Savings, Real Stories
“DearBill found a $95 convenience fee my ER tried to sneak past me. I saved over $200 in minutes!”
Jordan L.
Seattle
“They explained every line in plain English—and I got $350 back on a bogus lab charge.”
Priya R.
Chicago
Absolutely. Your uploaded medical bills and insurance documents are protected using industry-grade encryption — both when they're stored and when they're being transmitted. We use AES-256 encryption to keep your data secure at rest. All communications with our platform are protected via TLS 1.2+ Access to your data is strictly limited to authorized systems and personnel only.
We do not share or sell your data — ever.
Yes. While DearBill does not store clinical records or diagnoses, we treat all uploaded documents with the same level of protection required by HIPAA. We follow HIPAA-compliant security and privacy practices, including:
-
Secure infrastructure and encrypted storage
-
Strict access control and activity logging
-
Business Associate Agreements (BAAs) with our infrastructure partners
-
Internal privacy policies and staff training
This ensures your personal health-related information stays confidential and safe.
-
We only process what you upload — typically billing documents and insurance policy information. We do not collect or analyze diagnosis details, treatment history, or clinical records.
Only you and our system (for automated analysis). We don’t share your documents with any third party unless you explicitly authorize us to do so.
Yes. You can request complete data deletion at any time, and we’ll permanently erase your documents from our system within 72 hours.
Frequently Asked Questions
Let’s Talk Insurance
Contact us for any questions or inquiries — we’ve got you covered!